How health insurance monopolies affect your care

Plus more health news  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

July 15, 2025 How health insurance monopolies affect your care By Alana Semuels Senior Correspondent Many Americans complain about their health insurance, but some have it worse than others. That's because they live in a state where they don't have much choice when it comes to picking a health insurer. In Alabama, for instance, one insurer has a 94% share of the group insurance market. The lack of competition, economists argue, means that the health insurer doesn't have much of an incentive to provide good care. When one insurer dominates the market, it leads to higher costs for consumers, lower compensation for doctors, and more headaches for people seeking care. READ MORE » If you have 1 minute to spare, please take a quick survey to help us gain a better understanding of who you are and what the most interesting health topics are to you! Take the Survey WHAT ELSE TO READ Why Tomatoes Are Becoming a Lot More Expensive The price of beef, coffee, and eggs is also continuing to rise.   What's the Most Refreshing Drink That's Not Water? Your ultimate guide to hydration.   How Much Hair Loss Is Normal for Women? It's not uncommon to lose about 100 hairs a day. But you aren't powerless against hair loss.   If you were forwarded this and want to sign up to receive it daily, click here. Today's newsletter was written by Alana Semuels and edited by Angela Haupt.   Want more from TIME? Sign up for our other newsletters.         Subscribe to TIME TIME may receive compensation for some links to products and services in this email. Offers may be subject to change without notice. Connect with TIME via Facebook | Twitter | Newsletters PRIVACY POLICY | YOUR CALIFORNIA PRIVACY RIGHTS Questions? Contact newsletters@time.com Update your email preferences or unsubscribe here © 2025 TIME USA, LLC. All rights reserved. TIME Customer Service, P.O. Box 37508 Boone, IA 50037-0508, United States of America Terms of Service